Universe/Source at work: we retired two airlined credit cards a few months back, only to find out that each of the card had to credit us back money. Hubby wanted me to call them and I really did not want to and been dilly dalying on making the call. So what did universe do for me? Last week, we received checks from each of the credit card company for the $ they need to give us back. Thank you, thank you, thank you!